/* Anchor Financial Investments LLC — global stylesheet */
:root{
  --navy:#0a1f3c;
  --navy-2:#0f2c52;
  --navy-3:#13386a;
  --ink:#0b1726;
  --slate:#52617a;
  --mist:#eef2f8;
  --paper:#f7f9fc;
  --line:#dfe6f1;
  --gold:#c9a24b;
  --gold-2:#e3c479;
  --teal:#1f9d8f;
  --white:#ffffff;
  --shadow:0 18px 50px rgba(10,31,60,.12);
  --shadow-sm:0 8px 24px rgba(10,31,60,.08);
  --radius:16px;
  --radius-sm:10px;
  --maxw:1180px;
  --font:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --serif:"Fraunces","Georgia",serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:var(--font);
  color:var(--ink);
  background:var(--white);
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
a{color:inherit;text-decoration:none}
img,svg{display:block;max-width:100%}
h1,h2,h3,h4{font-family:var(--serif);font-weight:600;line-height:1.12;letter-spacing:-.01em;color:var(--navy)}
.serif{font-family:var(--serif)}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 26px}
.eyebrow{
  display:inline-flex;align-items:center;gap:9px;
  font-size:.74rem;font-weight:700;letter-spacing:.18em;text-transform:uppercase;
  color:var(--gold);margin-bottom:18px;
}
.eyebrow::before{content:"";width:26px;height:2px;background:var(--gold);display:inline-block}
.muted{color:var(--slate)}
.center{text-align:center}

/* Buttons */
.btn{
  display:inline-flex;align-items:center;gap:9px;
  padding:14px 26px;border-radius:999px;font-weight:600;font-size:.95rem;
  transition:transform .25s ease,box-shadow .25s ease,background .25s ease,color .25s ease;
  cursor:pointer;border:none;white-space:nowrap;
}
.btn-gold{background:linear-gradient(135deg,var(--gold),var(--gold-2));color:var(--navy);box-shadow:0 10px 26px rgba(201,162,75,.35)}
.btn-gold:hover{transform:translateY(-2px);box-shadow:0 16px 34px rgba(201,162,75,.45)}
.btn-ghost{background:transparent;color:var(--white);border:1.5px solid rgba(255,255,255,.4)}
.btn-ghost:hover{background:rgba(255,255,255,.1);border-color:var(--white)}
.btn-dark{background:var(--navy);color:var(--white)}
.btn-dark:hover{background:var(--navy-3);transform:translateY(-2px)}
.btn-outline{background:transparent;color:var(--navy);border:1.5px solid var(--line)}
.btn-outline:hover{border-color:var(--navy);transform:translateY(-2px)}

/* Header */
.site-header{
  position:sticky;top:0;z-index:60;
  background:rgba(255,255,255,.85);backdrop-filter:blur(14px);
  border-bottom:1px solid var(--line);
  transition:box-shadow .3s ease;
}
.site-header.scrolled{box-shadow:0 6px 24px rgba(10,31,60,.08)}
.nav{display:flex;align-items:center;justify-content:space-between;height:74px}
.brand{display:flex;align-items:center;gap:12px}
.brand .logo{width:42px;height:42px}
.brand .brand-text{display:flex;flex-direction:column;line-height:1.05}
.brand .brand-text b{font-family:var(--serif);font-size:1.06rem;color:var(--navy);letter-spacing:-.01em}
.brand .brand-text span{font-size:.62rem;letter-spacing:.22em;text-transform:uppercase;color:var(--gold);font-weight:700}
.nav-links{display:flex;align-items:center;gap:30px;list-style:none}
.nav-links a{font-size:.92rem;font-weight:500;color:var(--ink);position:relative;padding:4px 0}
.nav-links a::after{content:"";position:absolute;left:0;bottom:-3px;width:0;height:2px;background:var(--gold);transition:width .25s ease}
.nav-links a:hover::after,.nav-links a.active::after{width:100%}
.nav-cta{display:flex;align-items:center;gap:16px}
.nav-phone{font-weight:600;font-size:.92rem;color:var(--navy);display:flex;align-items:center;gap:7px}
.nav-toggle{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:8px}
.nav-toggle span{width:24px;height:2px;background:var(--navy);transition:.3s}

/* Hero */
.hero{
  position:relative;background:
    radial-gradient(1200px 600px at 80% -10%,rgba(201,162,75,.18),transparent 60%),
    radial-gradient(900px 500px at 0% 110%,rgba(31,157,143,.16),transparent 55%),
    linear-gradient(160deg,var(--navy) 0%,var(--navy-2) 55%,#0c2649 100%);
  color:var(--white);overflow:hidden;
}
.hero::after{content:"";position:absolute;inset:0;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='40' height='40'%3E%3Cpath d='M0 39.5H40M39.5 0V40' stroke='%23ffffff' stroke-opacity='0.04' /%3E%3C/svg%3E");pointer-events:none}
.hero-inner{display:grid;grid-template-columns:1.05fr .95fr;gap:50px;align-items:center;padding:84px 0 92px}
.hero h1{font-size:clamp(2.5rem,4.6vw,4rem);color:var(--white);margin-bottom:22px}
.hero h1 em{font-style:normal;color:var(--gold-2);position:relative}
.hero p.lead{font-size:1.16rem;color:rgba(255,255,255,.82);max-width:540px;margin-bottom:34px}
.hero .eyebrow{color:var(--gold-2)}
.hero .eyebrow::before{background:var(--gold-2)}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:42px}
.hero-stats{display:flex;gap:40px;flex-wrap:wrap}
.hero-stats .stat b{font-family:var(--serif);font-size:2rem;color:var(--gold-2);display:block}
.hero-stats .stat span{font-size:.82rem;color:rgba(255,255,255,.7)}
.hero-visual{position:relative}
.hero-card{
  background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);
  backdrop-filter:blur(8px);border-radius:20px;padding:26px;box-shadow:var(--shadow);
}
.hero-card h4{color:var(--white);font-size:1rem;margin-bottom:4px}
.hero-card .sub{font-size:.8rem;color:rgba(255,255,255,.6);margin-bottom:18px}
.alloc-row{display:flex;align-items:center;justify-content:space-between;font-size:.86rem;color:rgba(255,255,255,.85);padding:9px 0;border-bottom:1px solid rgba(255,255,255,.08)}
.alloc-row:last-child{border-bottom:none}
.alloc-row .bar{flex:1;height:7px;margin:0 14px;background:rgba(255,255,255,.12);border-radius:5px;overflow:hidden}
.alloc-row .bar i{display:block;height:100%;background:linear-gradient(90deg,var(--gold),var(--gold-2));border-radius:5px}
.alloc-row .pct{font-weight:700;color:var(--gold-2);min-width:38px;text-align:right}

/* Trust bar */
.trustbar{background:var(--navy);border-top:1px solid rgba(255,255,255,.07);padding:22px 0}
.trustbar .wrap{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:22px}
.trustbar span{color:rgba(255,255,255,.5);font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;font-weight:600}
.trustbar .marks{display:flex;gap:38px;flex-wrap:wrap;align-items:center;opacity:.85}
.trustbar .marks b{font-family:var(--serif);color:rgba(255,255,255,.78);font-size:1.05rem;letter-spacing:.02em}

/* Sections */
.section{padding:92px 0}
.section.tight{padding:64px 0}
.section.alt{background:var(--paper)}
.section.dark{background:var(--navy);color:var(--white)}
.section.dark h2,.section.dark h3{color:var(--white)}
.section.dark .muted{color:rgba(255,255,255,.7)}
.section-head{max-width:680px;margin-bottom:54px}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center}
.section-head h2{font-size:clamp(1.9rem,3vw,2.7rem);margin-bottom:16px}
.section-head p{font-size:1.08rem;color:var(--slate)}

/* Cards grid */
.grid{display:grid;gap:26px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
.card{
  background:var(--white);border:1px solid var(--line);border-radius:var(--radius);
  padding:32px;transition:transform .3s ease,box-shadow .3s ease,border-color .3s ease;
}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:transparent}
.card .ico{
  width:54px;height:54px;border-radius:14px;display:grid;place-items:center;margin-bottom:20px;
  background:linear-gradient(135deg,rgba(201,162,75,.16),rgba(201,162,75,.05));color:var(--gold);
}
.card .ico svg{width:26px;height:26px}
.card h3{font-size:1.22rem;margin-bottom:10px}
.card p{color:var(--slate);font-size:.96rem}
.card .more{display:inline-flex;align-items:center;gap:7px;margin-top:18px;color:var(--navy);font-weight:600;font-size:.9rem}
.card .more svg{width:15px;height:15px;transition:transform .25s ease}
.card:hover .more svg{transform:translateX(4px)}

/* Feature split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.split.rev .split-media{order:2}
.split-media{position:relative;border-radius:20px;overflow:hidden;box-shadow:var(--shadow);min-height:380px}
.split-media img{width:100%;height:100%;object-fit:cover;position:absolute;inset:0}
.split ul{list-style:none;margin-top:22px;display:grid;gap:14px}
.split ul li{display:flex;gap:13px;align-items:flex-start;color:var(--slate)}
.split ul li svg{flex-shrink:0;width:22px;height:22px;color:var(--teal);margin-top:2px}
.split ul li b{color:var(--ink);font-weight:600}

/* Stats band */
.statband{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;text-align:center}
.statband .s b{font-family:var(--serif);font-size:clamp(2.2rem,4vw,3.2rem);color:var(--gold-2);display:block;line-height:1}
.statband .s span{display:block;margin-top:10px;color:rgba(255,255,255,.72);font-size:.92rem}

/* Process steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;counter-reset:step}
.step{position:relative;padding:30px 26px;border-radius:var(--radius);background:var(--white);border:1px solid var(--line)}
.step .num{
  font-family:var(--serif);font-size:1.1rem;width:42px;height:42px;border-radius:50%;
  display:grid;place-items:center;background:var(--navy);color:var(--gold-2);margin-bottom:18px;font-weight:600;
}
.step h3{font-size:1.1rem;margin-bottom:8px}
.step p{color:var(--slate);font-size:.92rem}

/* Case studies */
.case{
  display:grid;grid-template-columns:1fr;gap:0;border-radius:var(--radius);overflow:hidden;
  border:1px solid var(--line);background:var(--white);transition:transform .3s,box-shadow .3s;
}
.case:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.case-media{height:190px;position:relative;overflow:hidden}
.case-media img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:transform .5s}
.case:hover .case-media img{transform:scale(1.06)}
.case-media .tag{position:absolute;top:14px;left:14px;background:rgba(10,31,60,.85);color:#fff;font-size:.72rem;font-weight:600;padding:6px 12px;border-radius:999px;letter-spacing:.04em}
.case-body{padding:26px}
.case-body h3{font-size:1.15rem;margin-bottom:8px}
.case-body p{color:var(--slate);font-size:.92rem;margin-bottom:16px}
.case-metrics{display:flex;gap:24px;border-top:1px solid var(--line);padding-top:16px}
.case-metrics .m b{font-family:var(--serif);font-size:1.4rem;color:var(--navy);display:block;line-height:1}
.case-metrics .m span{font-size:.74rem;color:var(--slate)}

/* Testimonials */
.quote{
  background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:34px;
  display:flex;flex-direction:column;gap:20px;
}
.quote .stars{color:var(--gold);letter-spacing:3px}
.quote p{font-size:1.05rem;color:var(--ink);font-style:italic}
.quote .who{display:flex;align-items:center;gap:14px;margin-top:auto}
.quote .who .av{width:48px;height:48px;border-radius:50%;overflow:hidden;flex-shrink:0;background:var(--mist)}
.quote .who .av img{width:100%;height:100%;object-fit:cover}
.quote .who b{display:block;font-size:.95rem;color:var(--navy)}
.quote .who span{font-size:.82rem;color:var(--slate)}

/* Team */
.member{text-align:center}
.member .photo{width:100%;aspect-ratio:1/1;border-radius:var(--radius);overflow:hidden;margin-bottom:18px;box-shadow:var(--shadow-sm)}
.member .photo img{width:100%;height:100%;object-fit:cover}
.member h3{font-size:1.12rem;margin-bottom:2px}
.member .role{color:var(--gold);font-weight:600;font-size:.86rem;letter-spacing:.04em}
.member p{color:var(--slate);font-size:.9rem;margin-top:10px}

/* CTA band */
.cta-band{
  background:
    radial-gradient(800px 400px at 90% 0%,rgba(201,162,75,.2),transparent 55%),
    linear-gradient(135deg,var(--navy),var(--navy-3));
  color:#fff;border-radius:24px;padding:64px 56px;text-align:center;position:relative;overflow:hidden;
}
.cta-band h2{color:#fff;font-size:clamp(1.9rem,3vw,2.6rem);margin-bottom:14px}
.cta-band p{color:rgba(255,255,255,.82);max-width:560px;margin:0 auto 28px;font-size:1.08rem}
.cta-actions{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}

/* Footer */
.site-footer{background:var(--ink);color:rgba(255,255,255,.72);padding:70px 0 30px}
.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:40px;margin-bottom:50px}
.footer-brand .brand{margin-bottom:18px}
.footer-brand .brand .brand-text b{color:#fff}
.footer-brand p{font-size:.92rem;max-width:300px;margin-bottom:18px}
.footer-contact{display:grid;gap:8px;font-size:.9rem}
.footer-contact a:hover{color:var(--gold-2)}
.footer-col h4{color:#fff;font-size:.82rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:18px;font-family:var(--font);font-weight:700}
.footer-col ul{list-style:none;display:grid;gap:11px}
.footer-col a{font-size:.92rem}
.footer-col a:hover{color:var(--gold-2)}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding-top:26px;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:.82rem;color:rgba(255,255,255,.5)}
.footer-bottom .legal-links{display:flex;gap:20px;flex-wrap:wrap}
.disclaimer{margin-top:22px;font-size:.76rem;color:rgba(255,255,255,.4);line-height:1.7;max-width:980px}

/* Page hero (interior) */
.page-hero{
  background:
    radial-gradient(900px 400px at 85% -20%,rgba(201,162,75,.16),transparent 60%),
    linear-gradient(150deg,var(--navy),var(--navy-2));
  color:#fff;padding:78px 0 70px;position:relative;
}
.page-hero h1{color:#fff;font-size:clamp(2.1rem,3.6vw,3.1rem);margin-bottom:14px}
.page-hero p{color:rgba(255,255,255,.8);font-size:1.12rem;max-width:620px}
.breadcrumb{font-size:.82rem;color:rgba(255,255,255,.55);margin-bottom:18px}
.breadcrumb a:hover{color:var(--gold-2)}

/* Legal / prose */
.prose{max-width:820px;margin:0 auto}
.prose h2{font-size:1.5rem;margin:38px 0 14px}
.prose h3{font-size:1.15rem;margin:26px 0 10px}
.prose p{color:var(--slate);margin-bottom:14px}
.prose ul{margin:0 0 16px 22px;color:var(--slate)}
.prose li{margin-bottom:8px}
.prose .updated{color:var(--gold);font-weight:600;font-size:.88rem;margin-bottom:30px}

/* Contact */
.contact-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:50px;align-items:start}
.contact-info .ci{display:flex;gap:16px;padding:20px 0;border-bottom:1px solid var(--line)}
.contact-info .ci:last-child{border-bottom:none}
.contact-info .ci .ico{width:46px;height:46px;border-radius:12px;background:var(--mist);color:var(--navy);display:grid;place-items:center;flex-shrink:0}
.contact-info .ci h4{font-size:1rem;margin-bottom:3px}
.contact-info .ci p,.contact-info .ci a{color:var(--slate);font-size:.94rem}
.contact-info .ci a:hover{color:var(--navy)}
.form-card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:34px;box-shadow:var(--shadow-sm)}
.field{margin-bottom:18px}
.field label{display:block;font-size:.86rem;font-weight:600;margin-bottom:7px;color:var(--ink)}
.field input,.field select,.field textarea{
  width:100%;padding:13px 15px;border:1px solid var(--line);border-radius:var(--radius-sm);
  font-family:inherit;font-size:.95rem;color:var(--ink);background:var(--paper);transition:border .2s,box-shadow .2s;
}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px rgba(201,162,75,.15);background:#fff}
.field textarea{resize:vertical;min-height:120px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form-note{font-size:.8rem;color:var(--slate);margin-top:14px}
.form-success{display:none;background:rgba(31,157,143,.1);border:1px solid rgba(31,157,143,.3);color:#147a6f;padding:14px 16px;border-radius:var(--radius-sm);margin-bottom:18px;font-size:.92rem}
.form-success.show{display:block}

/* FAQ */
.faq-item{border-bottom:1px solid var(--line)}
.faq-q{width:100%;text-align:left;background:none;border:none;padding:22px 0;font-family:var(--serif);font-size:1.12rem;color:var(--navy);font-weight:600;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:20px}
.faq-q .pm{flex-shrink:0;width:26px;height:26px;border-radius:50%;background:var(--mist);display:grid;place-items:center;transition:.3s;color:var(--navy)}
.faq-item.open .faq-q .pm{background:var(--gold);color:#fff;transform:rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .35s ease}
.faq-a p{color:var(--slate);padding:0 0 22px}

/* Pills / chips */
.pills{display:flex;flex-wrap:wrap;gap:10px;margin-top:8px}
.pill{background:var(--mist);color:var(--navy);font-size:.82rem;font-weight:600;padding:7px 15px;border-radius:999px;border:1px solid var(--line)}

/* Logos / values inline icons */
.valrow{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.val{padding:26px;border-radius:var(--radius);background:var(--white);border:1px solid var(--line)}
.val .ico{width:48px;height:48px;border-radius:12px;background:linear-gradient(135deg,rgba(31,157,143,.14),rgba(31,157,143,.04));color:var(--teal);display:grid;place-items:center;margin-bottom:16px}
.val h3{font-size:1.1rem;margin-bottom:8px}
.val p{color:var(--slate);font-size:.93rem}

/* Reveal animation */
.reveal{opacity:0;transform:translateY(24px);transition:opacity .7s ease,transform .7s ease}
.reveal.in{opacity:1;transform:none}

/* Responsive */
@media(max-width:980px){
  .hero-inner{grid-template-columns:1fr;gap:40px;padding:60px 0 70px}
  .split,.contact-grid{grid-template-columns:1fr;gap:36px}
  .split.rev .split-media{order:0}
  .grid-3,.grid-4,.steps,.statband,.valrow{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1fr 1fr;gap:30px}
}
@media(max-width:680px){
  .nav-links,.nav-phone{display:none}
  .nav-toggle{display:flex}
  .mobile-open .nav-links{
    display:flex;position:absolute;top:74px;left:0;right:0;flex-direction:column;
    background:#fff;padding:22px 26px;gap:18px;border-bottom:1px solid var(--line);box-shadow:var(--shadow);
  }
  .grid-3,.grid-4,.grid-2,.steps,.statband,.valrow,.form-row{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .cta-band{padding:46px 26px}
  .section{padding:64px 0}
  .hero-stats{gap:26px}
}